Terms of Service

These Terms of Service ("Terms") govern your use of this website and all associated tools and services ("Platform"). By accessing or using our Platform, you confirm that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. This creates a binding legal agreement between you ("User," "you") and us ("we," "our").

If you do not agree with any part of these Terms, you must immediately stop using our Platform and all related services. Your continued use of the service signifies your acceptance of this agreement.

Description of Our Services

This Platform provides a public, searchable directory of SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes, also known as BIC (Bank Identifier Codes). Our mission is to offer a simple and efficient tool for individuals and businesses to find bank identifier information needed for international money transfers.

Users can search for SWIFT/BIC codes by bank name, country, city, or other criteria. It is critical to understand that this Platform is an independent informational resource. We are not a bank, financial institution, or payment processor. We do not offer financial advice, process transactions, or handle money.

Data Accuracy and Your Responsibility

While we strive to maintain accurate and up-to-date information, the financial data presented here, including SWIFT/BIC codes and bank details, can be changed by financial institutions without notice. Therefore, we provide no guarantee or warranty as to the absolute accuracy, completeness, or timeliness of the information on this Platform.

You acknowledge that the data may contain inaccuracies or errors, and we expressly exclude liability for any such issues to the fullest extent permitted by law. The use of any information or materials on this website is entirely at your own risk, and we shall not be held liable.

It is your sole responsibility to verify all information, especially a SWIFT/BIC code, directly with the recipient's bank before initiating any financial transaction. We are not responsible for any financial loss, failed transfers, or other damages resulting from reliance on information found on this Platform.

Limitation of Liability

In no event shall the Platform, its owners, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages. This includes, but is not limited to, financial losses, transaction delays or failures, bank fees, or any other damages arising from the use of, or the inability to use, the information provided on this website.

The responsibility for ensuring that any information or services available through this Platform meet your specific requirements rests exclusively with you.

Your Responsibilities and Prohibited Uses

You agree to use this Platform for lawful and intended purposes only. You are strictly prohibited from engaging in any of the following activities:

  • Using the service for any fraudulent, illegal, or unauthorized purpose, such as money laundering or financing illicit activities.
  • Employing any automated system, including bots, spiders, or scrapers, to extract, copy, or monitor data from this website for commercial redistribution without our express written permission.
  • Interfering with or compromising the security, integrity, or performance of our Platform, servers, or networks.
  • Attempting to reverse engineer, decompile, or otherwise discover the source code or database structure of our Platform.
  • Misrepresenting your identity or your affiliation with any person or entity.

A violation of these rules may result in the immediate termination of your access to our services and may expose you to civil or criminal liability.

Intellectual Property Rights

All content on this Platform, including text, graphics, logos, icons, data compilations, software, and the overall design, is the exclusive property of our company or its content suppliers. This material is protected by international copyright, trademark, and other intellectual property laws. Any unauthorized use, reproduction, or distribution of this material is strictly forbidden.

Links to External Websites

Our Platform may contain links to third-party websites that are not owned or controlled by us. These links are provided for your convenience to offer further information. The presence of a link does not signify our endorsement of the website.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. You access them at your own risk.

Modifications to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. Revised terms will be effective immediately upon posting on this page. By continuing to use our Platform after any changes, you agree to be bound by the updated Terms. We recommend you review this page periodically to stay informed.

Governing Law and Dispute Resolution

These Terms shall be governed and interpreted in accordance with the laws of the jurisdiction where our company is registered, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts in that location to resolve any legal matter arising from these Terms.